Investor LendingMade Simple
We provide fast, streamlined real estate lending solutions for direct borrowers and broker partners, built to support investor success.
Financing Solutions for Every Investment Strategy
For purchasing, refinancing, or building from the ground up, we have the perfect loan product for every scenario.
Rehab & Fix and Flip Loans
Finance rehab and fix-and-flip projects with flexible terms and fast funding.
- Rehab financing
- Up to 90% of purchase price
- 100% of rehab costs
- Interest-only payments
Construction Loans
Ground-up construction financing with flexible draw schedules.
- Ground-up construction
- Spec & custom builds
- Flexible draw schedules
- 12-24 month terms
DSCR Loans
Finance based on rental income, not personal income.
- No personal income verification
- Purchase, refinance, or cash-out
- Up to 80% LTV
- 30-year fixed options
Bridge Loans
Short-term financing to bridge gaps between loans.
- 12 month terms
- No prepayment penalties
- Interest-only payments
- Quick closing
Reference Document
Entity & Guarantor Requirements
Review tier levels, leverage limits, and guarantor requirements before applying.
How It Works
Fund your next deal
in 3 simple steps.
Structure Your Deal
Enter your loan characteristics, size, and price your loan instantly — no broker needed.
Under 2 minutesSend the Application
Deliver the guarantor application electronically. No chasing paperwork, no back-and-forth.
Right from your phoneWe Handle the Rest
Click submit and we take it from there — fast decisions, clear communication, funded deals.
Close in as few as 20 daysTrusted by Investors Nationwide
Real feedback from real clients across the country.
"Keep up the great work! The service received, knowledge of the team members and professionalism is above and beyond. Not many lenders service the Hawaiian Islands with competence, Truly Investor Capital will have NO-ISSUES obtaining the majority of market share within the state. You are the #1 referral to all investors and new clients."
"The Truly team is extremely professional, detail oriented, quick and pleasant to deal with. I highly recommend working with Truly Investor Capital!"
"Thank you so much for jumping on so quickly for us. You went above and beyond helping us set up our Servicing account for all these loans. So, appreciate and enjoy very much working with all of you."
Let's Fund the Next Deal
Speak with one of our lending experts today and discover how Truly Investor Capital can help achieve real estate investment goals.
Truly Investor Capital
Financing for real estate investors
Truly Investor Capital is a provider of business-purpose real estate financing for investors nationwide. Whether you are acquiring a rental property, funding a renovation, or building from the ground up, the company offers specialized loan products, guidance, and a path from application to funding. People also look for this business under shorter names such as Truly Investor Cap, Truly Mortgage, Truly Capital, Truly Lending, and Truly Investments. Those names refer to the same investor lender: Truly Investor Capital LLC.
Loans for investment properties
Unlike traditional owner-occupied home loans, these products are designed for non-owner-occupied investment properties, including DSCR rental loans, bridge financing, fix and flip loans, rehab loans, and construction lending for real estate investors and brokers.
Investors use this capital to grow portfolios, execute value-add strategies, and close deals. Backed by Oaktree Funding Corp. (NMLS #71640), Truly Investor Capital has funded more than 3,500 loans and over $2 billion in investment property transactions across 46+ states.
Programs cover short-term and long-term financing, from 12-month bridge and fix and flip loans to 30-year DSCR rental mortgages, with in-house construction management and account executives who work with investors from opportunity to close. Strategies include first fix and flip projects, portfolio rental acquisitions, ground-up development, fix and hold, and build for rent.
About the company
Truly Investor Capital LLC provides business-purpose financing built for real estate investors, brokers, and referral partners. Founded by commercial lending professionals, the company focuses on speed, transparency, and partnership, with a streamlined loan process and account executives who understand investor strategies from acquisition through exit.
Truly Investor Capital is a division of Oaktree Funding Corp., NMLS #71640. The company has funded more than 3,500 loans totaling over $2 billion in volume and serves investors in 46+ states with an average closing timeline of approximately 20 days.
Loan programs
Fix and flip loans
Fix and flip loans finance short-term renovation projects for non-owner-occupied investment properties. Investors can access up to 95% of cost basis with 100% of rehab costs financed, interest-only payments, and 12–18 month terms. In-house construction management supports projects from light cosmetic updates to full property transformations.
Rehab and renovation loans
Rehab loans provide short-term financing for value-add and renovation strategies on 1–4 unit residential properties, condos, townhomes, and select multifamily assets. Loan amounts range from $100,000 to $5 million with fixed, interest-only rates and no prepayment penalties.
Bridge loans
Bridge loans offer short-term capital to close quickly, stabilize a property, or transition between financing events. With 12-month terms, interest-only payments, and no prepayment penalties, bridge financing helps investors move in competitive markets.
Construction loans
Ground-up construction loans support spec builds, custom homes, and build-for-rent projects with flexible draw schedules and terms from 12–24 months. Truly Investor Capital LLC works with experienced builders and investors on new construction investment properties.
DSCR loans
Debt Service Coverage Ratio (DSCR) loans qualify borrowers based on rental property cash flow rather than personal income. Investors use DSCR financing to purchase, refinance, or cash out single-family and small multifamily rentals with up to 80% loan-to-value and 30-year fixed-rate options available. What is a DSCR loan?
Who it is for
Truly Investor Capital LLC works with real estate investors, mortgage brokers, referral partners, and investment professionals who need capital for fix and flip, fix and hold, ground-up construction, bridge, and rental portfolio strategies. Brokers can learn more on the broker partners page.
Where loans are available
Truly Investor Capital LLC originates investment property loans in most U.S. states, with market guides for Arizona. See the About page for the state list. Not all products are available in every state.
How the process is set up
- Products designed for real estate investors
- Application and approval process built around investor deals
- Account executives and in-house construction support
- Leverage options on fix and flip, rehab, and construction deals
- DSCR rental financing that does not use personal income verification
- Terms reviewed with a dedicated partner contact
Talk with a loan specialist
Ask about DSCR, bridge, fix and flip, rehab, or construction financing. Call 866-219-2294 or contact the team.